Auto Insurance
Your base policy that helps cover bodily injury, property damage, and personal injury protection as required by Florida law.
Great for drivers who want to meet state requirements and build from there with additional protections.
Mix and match coverage types—auto, liability, collision, comprehensive, and roadside assistance—to create a policy that fits your daily life.
Coverage options
Every driver’s situation is different. Our team walks through each of these coverages so your plan feels complete—not complicated.
Your base policy that helps cover bodily injury, property damage, and personal injury protection as required by Florida law.
Great for drivers who want to meet state requirements and build from there with additional protections.
Helps pay for injuries or property damage you may cause to others in a covered accident, up to your chosen limits.
Essential protection for every driver; higher limits can better protect your savings and future earnings.
Helps pay to repair or replace your vehicle if it is damaged in a covered collision with another car or object.
Especially valuable for newer vehicles, leased cars, or when you rely on your vehicle for daily commuting.
Helps protect your vehicle from non‑collision events like theft, hail, hurricanes, vandalism, or falling objects.
A smart choice in Florida, where storms, flooding, and weather‑related damage are part of everyday risk.
Optional add‑on that helps with tows, battery jumps, lock‑outs, fuel delivery, and flat tire changes when the unexpected happens.
Ideal for longer commutes, road trips, and families who want added peace of mind on every drive.
Not sure which protections you need? Talk with a Prestige Auto FL specialist about your options.